| January 1, 2009 |
| Credit Union Membership |
|
| Membership Share: |
$ 50.00 par value |
| Share Account Fees |
|
| ATM Card or Check Card Overdraft |
$ 5.00 per item |
| ACH Overdraft |
$ 5.00 per item |
| NSF ACH (ACH must be returned) |
$ 25.00 per item |
| NSF ATM or Check Card Transaction |
$25.00 per item |
| ATM Card or Check Card Monthly Fee |
$ 1.00 per account |
| Christmas Club and Vacation Club Account Fees |
|
| Early Withdrawal |
$ 25.00 per withdrawal |
| Checking Account Fees |
|
| Check Overdraft |
$ 5.00 per item |
| ATM Card or Check Card Overdraft |
$ 5.00 per item |
| ACH Overdraft |
$ 5.00 per item |
| NSF Check (check must be returned) |
$ 25.00 per item |
| NSF ACH (ACH must be returned) |
$ 25.00 per item |
| NSF ATM or Check Card Transaction |
$ 25.00 per item
|
| Stop Payment |
$ 7.50 per check |
| Check Printing |
Prices may vary depending upon style |
| Check Copy |
$ 5.00 per check |
| ATM Card or Check Card monthly fee |
$ 1.00 per account |
| Courtesy Pay Fees |
$25.00 per occurrence |
| Other Service Fees (applicable to all accounts) |
|
| Account Reconciliation |
$ 25.00 per hour |
| Account Research |
$ 25.00 per hour |
| Statement Copy |
$ 1.00 per copy |
| Deposited Item Return |
$ 10.00 per item |
| Wire Transfer (incoming or outgoing) |
$ 10.00 per transfer |
| Account Closure |
$ 10.00 if closed second (2nd) time |
| Wire Transfer - within USA (incoming or outgoing) |
$ 10.00 per transfer |
| Wire Transfer - International (incoming or outgoing) |
$ 25.00 per transfer |
| Certified Checks, Cashier's Checks, Bank Checks |
$2.00 per item |
| Money Orders |
$ 0.75 per item |
| Money Orders: Stop Payments |
$ 7.50 per item |
| Money Orders: Copy |
$ 5.00 per copy |
| Western Union - within USA |
$ 15.00 per item |
| Western Union - International (Under $500) |
$ 25.00 per item |
| Western Union - International (Over $500) |
$ 15.00 + 2% of principal |
| Visa Travel Cards |
$9.99 |
|
Address Change Fee -when you fail to notify us
|
$2.00
|