Fee Schedule














 January 1, 2014

Credit Union Membership  
   Membership Share: $ 50.00 par value
Share Account Fees  
   ATM Card or Check Card Overdraft - tfr from share acct to cover  $ 5.00 per item
   ACH Overdraft - tfr from share acct to cover $ 5.00 per item
   NSF ACH (ACH must be returned) $ 30.00 per item

   NSF ATM or Check Card Transaction - If you are opted
        in for protection

$30.00 per item
   ATM Card or Check Card Monthly Fee $ 1.50 per account
   Monthly Low Balance Fee - shares are under required $50.00 $ 5.00
   Monthly Dormant Account Fee - acct inactive for 12 months $ 2.00
   Account Closing Fee - acct has been open less than 90 days $  25.00
   Escheats Fee - no activity 5 yrs; funds are forwarded to State of PA $  25.00
Christmas Club and Vacation Club Account Fees  
   Early Withdrawal $ 25.00 per withdrawal
Checking Account Fees  
   Check Overdraft - tfr from share acct to cover $ 5.00 per item
   ATM Card or Check Card Overdraft - tfr from share acct to cover $ 5.00 per item
   ACH Overdraft - tfr from share account to cover $ 5.00 per item
   NSF Check (check must be returned) $ 30.00 per item
   NSF ACH (ACH must be returned) $ 30.00 per item

   NSF ATM or Check Card Transaction - if you are
       opted-in for protection

$ 30.00 per item

   Stop Payment $ 20.00 per check
   Check Printing Prices may vary depending upon style
   Check Copy $ 5.00 per check
   ATM Card or Check Card monthly fee $ 1.50 per account
   Courtesy Pay Fees $30.00 per occurrence
   Monthly Bill Pay Fee $ 3.00
Other Service Fees (applicable to all accounts)  
   Account Reconciliation $ 25.00 per hour
   Account Research $ 25.00 per hour
   Statement Copy per page < one year old $ 1.00 per copy
   Statement Copy per page > one year old $ 5.00 per copy
   Deposited Item Return $ 10.00 per item
   Wire Transfer - within USA (incoming or outgoing) $ 10.00 per transfer
   Wire Transfer - International (incoming or outgoing) $ 25.00 per transfer
   Certified Checks, Cashier's Checks, Bank Checks $2.00 per item
   Money Orders $ 0.75 per item
   Money Orders: Stop Payments $ 20.00 per item
   Money Orders: Copy $ 5.00 per copy
   Western Union - within USA $ 15.00 per item
   Western Union - International (Under $500) $ 25.00 per item
   Western Union - International (Over $500) $ 15.00 + 2% of principal

   Address Change Fee -when you fail to notify us

$2.00

   Home Equity Fees - new or refinanced loans $200.00
   Visa Late Fee $ 25.00
   Coin Machine Fee to Members - per transaction 2%
   Coin Machine Fee to Non-members - per transaction 5%
 

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