AS LOW AS 6.90% APR**  

**Rates effective as of October 1, 2017 and subject to change without notice.   Other rates and terms available.  Contact the credit union for the complete details.



Attention:  Beginning November 1, 2017 the drive-thru will close at 5:00 PM Monday through Friday.

Office Hours:

The lobby is open Monday through Friday, 9 AM to 5:00 PM

Our drive-up is open Monday through Friday, 9 AM to 5:00 PM. Saturday 9:00 a.m. to noon


Note:  Due to the high volume of transactions on Saturdays, we are unable to take your calls.  Please call during normal weekly business hours.




Click on EZ Card info to make a payment     











NEW Share Certificate Rates!

Share Certificates - 13 months $2,500.00 0.70 0.70 13
   IRA Share Certificates - 13 months $500.00 0.70 0.70 13
Share Certificates - 24 months $2,500.00 1.05 1.05 24
   IRA Share Certificates - 24 months $500.00 1.05 1.05 24
Share Certificates - 36 months $2,500.00 1.35 1.36 36
   IRA Share Certificates - 36 months $500.00


1.36 36







                            Click the graphic below






            REPORTING LOST CARDS                            

If your Bessemer System FCU MasterCard debit   card is lost or stolen please call 724-588-6119 during business hours. After normal business hours please call 1-800-523-4175

If your Bessemer System FCU Visa Credit card is lost or stolen please call 724-588-6119 during normal business hours.                                 After business hours please call 1-800-991-4961


                IF YOU ARE TRAVELING

If you are traveling, please contact the Credit Union so we can ensure that your transactions will not be interrupted while using your BESSFCU VISA credit card or your MasterCard Debit card. Your cards are monitored constantly, 24/7, to guarantee you are in possession of and using the debit or credit card. By letting us know when you travel, the Credit Union will add a travel memo to your card to provide as much security as possible.

Please contact us if you have any questions


                      Dormant Account Information

A member's account shall be considered dormant if no activity has taken place on the account for one year. 

Members are reminded to keep their account active by making a deposit, withdrawal, or transfer to their account. If they do not activate their account, they may incur a monthly dormant account fee.  For any account that is dormant after three years, the balance in the account will automatically be escheated to the State of Pennsylvania Treasury.

Fees on all accounts shall be assessed at $2 per month after 12 months of inactivity. The fee shall continue monthly until the balance in the account is zero and the account is closed, or the account has been reactivated. If after three years there is still a balance, the monies remaining will be escheated to the state.

The credit union will make the necessary attempts to contact members with dormant accounts before any funds are escheated to the state. This makes it essential that addresses and phone numbers on all accounts are current and up to date.

Please contact us if you have any questions.





Disclosure for Military Lending Act

Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card amount).





























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