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Loans | Savings | Certificates

December 1st, 2016

 

  APR* Term  
 BALANCE TRANSFER PROMOTION- For a limited time, transfer the balance of your high interest credit cards to our lower interest rate VISA card. Transferred balances remain at 5.9% until paid off!  No transfer fees.  5.9% till pd. in full   

        Holiday Shopper Loan Special
LET US HELP TAKE SOME STRESS OUT OF THE COMING SEASON
     as low as 5.9% APR  Up to $7500  Up to 12 months

 as low as
5.9%

 

 

Calculator

                 

                                 

 

 

 
 HYBRID LOAN - Personal Loan secured by vehicle title            
      Fully Secured                                    

as low as:
4.50%

 60 Calculator 
      Partially Secured - up to $3,000 negative equity        

as low as:
5.50%

60 Calculator
       

Home equity loan rates below are subject to change
based on APOR index 

     

Home Equity Loans ($7,500 to $150,000 to 60 months)

  3.00% 60 Calculator
Home Equity Loans ($15,000 to $150,000 to 84 months) 3.50%

84

Calculator
Home Equity Loans ($40,000 to $150,000 to 120 months) 3.75% 120 Calculator
Home Equity Loans ($40,000 to $150,000 to 179 months) 4.00%  179 Calculator 
       
100% Share Secured Loans (72 months or less) 

2.25%

72 Calculator
       
Car Truck, and Van Loans (NEW 2016 & 2017 to 72 mos) as low as: 2.50%  72 Calculator
Car, Truck, and Van Loans (Used 2016 to 72 mos) as low as: 2.75%  72 Calculator
Car, Truck, and Van Loans (Used 2015 to 72 mos) as low as: 3.25%  72 Calculator
       
Car, Truck, and Van Loans (Used 2013 & 2014 to 60 mos) as low as: 3.50%  60  Calculator
Car, Truck, and Van Loans (Used 2011 & 2012 to 48 mos) as low as: 3.75% 

48

Calculator
Car, Truck, and Van Loans (Used 2010 to 36 mos) as low as: 4.00% 

36

Calculator
       
Personal Loans to $7,500 (60 months or less)

as low as:
7.90%

60  Calculator
       
Recreational Vehicles (60 months or less)

as low as:
4
.25% 

60 Calculator
Recreational Vehicles (61 to 84 months)

as low as:
5.25 %

84

Calculator

Recreational Vehicles (85 to 120 months)

as low as:
 6.00% 

120

Calculator

       

 VISA CREDIT CARDS

5.9% APR on all purchases within the first 6 months of opening the account until paid in full. Zero balance transfer fees 9.9% APR thereafter. 

 

 

9.9% 

 

 

   

*APR = Annual Percentage Rate

Low Cost Credit Life Insurance is available on most loans to qualified members.

Low Cost Disability Insurance is available on most loans to qualifying members. 

GAP Plus (Guaranteed Asset Protection) Insurance - an optional member-pay insurance that helps pay the difference between your insurance settlement and outstanding loan balance (the "gap").  It also includes up to a $1,000 down-payment credit towards a replacement vehicle when the replacement vehicle is financed through us. 

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December 1st, 2016

 

Savings Minimum Balance Dividend Rate APY* Term
Regular Savings - last dividend declaration 09-30-16 $50.00 .20 .20 n/a
Special Savings 5.00 .20 .20 n/a
Christmas Clubs - $5,000 maximum - 10-01-16 thru 9-30-17  5.00   .40 .40 n/a
Money Markets  $1,000.00 .30 .30 n/a
Vacation Clubs - $5,000 maximum - 04-01-16 thru 03-31-17 5.00 .40 .40 n/a
IRA Accumulation Accounts 25.00 .30  .30 n/a

 

*APY = Annual Percentage Yield
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October 1st, 2016

 

Share Certificates (same as a bank CD)   Minimum Deposit Dividend Rate APY* Term
Share Certificates - 13 months $2,500.00 0.50 0.50 13
   IRA Share Certificates - 13 months $500.00 0.50  0.50 13
Share Certificates - 24 months $2,500.00 0.85  0.85 24
   IRA Share Certificates - 24 months $500.00 0.85  0.85 24
Share Certificates - 36 months $2,500.00 1.15  1.16 36
   IRA Share Certificates - 36 months $500.00

1.15 

1.16 36

 

*APY = Annual Percentage Yield
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