Check Out Our Special Share Certificate Rates!

Share Certificates - 13 months $2,500.00 0.50 0.50 13
   IRA Share Certificates - 13 months $500.00 0.50  0.50 13
Share Certificates - 24 months $2,500.00 0.85  0.85 24
   IRA Share Certificates - 24 months $500.00 0.85  0.85 24
Share Certificates - 36 months $2,500.00 1.15  1.16 36
   IRA Share Certificates - 36 months $500.00

1.15 

1.16 36

 


 

HOLIDAY SHOPPER LOAN SPECIAL

BORROW UP TO $7500 FOR 12 MONTHS

AS LOW AS 5.9% APR  

 


        Take the AskAuto app for a test drive! 

                                        

Scan your VIN to find average retail cost and EPA mileage estimates on cars you like.

Compare and make notes on vehicles that interest you.

Learn which loans might work best for you.

Apply for a loan anytime, anywhere using your smartphone

RESEARCH-COMPARE-APPLY

 


 

Click on EZ Card info to make a payment     

                  

                                    


                                                                                                   

             

 


 

                                   

FUNDS AVAILABILITY POLICY

   

 


 

Disclosure for Military Lending Act

Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card amount).

 

                                     

 

   

 

Click here to find useful information on navigating through our newly upgraded online banking system.

 


 APPLY FOR A LOAN OR CREDIT CARD ONLINE!          

                            Click the graphic below

                          

 


 

          For a limited time, transfer your balance from your high interest rate credit cards to our lower interest rate card. Our credit union VISA card offers a low 5.9% APR for balance transfers,  until paid in full.

              NO BALANCE TRANSFER FEE! 

                         NO ANNUAL FEE!

                  NO TRICKS, NO GIMMICKS

  "Just People Helping People"

     Call today for details
     724-588-6119

     Normal underwriting rules apply

                                             

  


           

 

           REPORTING LOST CARDS                            

If your Bessemer System FCU MasterCard debit   card is lost or stolen please call 724-588-6119 during business hours. After normal business hours please call 1-800-523-4175

If your Bessemer System FCU Visa Credit card is lost or stolen please call 724-588-6119 during normal business hours.                                 After business hours please call 1-800-991-4961

 


                IF YOU ARE TRAVELING

If you are traveling, please contact the Credit Union so we can ensure that your transactions will not be interrupted while using your BESSFCU VISA credit card or your MasterCard Debit card. Your cards are monitored constantly, 24/7, to guarantee you are in possession of and using the debit or credit card. By letting us know when you travel, the Credit Union will add a travel memo to your card to provide as much security as possible.

Please contact us if you have any questions


 

                      Dormant Account Information

A member's account shall be considered dormant if no activity has taken place on the account for one year.

A dormant account notification will be included in the Credit Union newsletter annually. Members will be reminded to keep their account active by making a deposit, withdrawal, or transfer to their account. If they do not activate their account, they may incur a monthly dormant account fee.  For any account that is dormant after three years, the balance in the account will automatically be escheated to the State of Pennsylvania Treasury.

Fees on all accounts shall be assessed at $2 per month after 12 months of inactivity. The fee shall continue monthly until the balance in the account is zero and the account is closed, or the account has been reactivated. If after three years there is still a balance, the monies remaining will be escheated to the state.

Exceptions are if the member has other active accounts with the credit union i.e. IRA's, Share Certificates (CDs), Loans; or if the member is under 18 years of age.

The credit union will make the necessary attempts to contact members with dormant accounts before any funds are escheated to the state. This makes it essential that addresses and phone numbers on all accounts are current and up to date.

Please contact us if you have any questions.

 

  

 

 

                     

 

                                             

          

 

 

                               

                           

      

 

 

    

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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