Check Out Our Special Share Certificate Rates!

Share Certificates - 13 months $2,500.00 0.60 0.60 13
   IRA Share Certificates - 13 months $500.00 0.60 0.60 13
Share Certificates - 24 months $2,500.00 0.95 0.95 24
   IRA Share Certificates - 24 months $500.00 0.95 0.95 24
Share Certificates - 36 months $2,500.00 1.25 1.26 36
   IRA Share Certificates - 36 months $500.00

1.25

1.26 36

 


 

SPRING INTO ACTION WITH YOUR HOME'S EQUITY!

BORROW FROM $40,000 TO $150,000 FOR 120 MONTHS

AS LOW AS 3.75% APR**  

**Rates effective as of May 1, 2017 and subject to change without notice.  Rate available for qualified borrowers and subject to collateral and term.  Minimum loan amount $40,000 for 3.75% APR Special. Other rates and terms available.  Contact the credit union for the complete details.

 


        Take the AskAuto app for a test drive! 

                                        

Scan your VIN to find average retail cost and EPA mileage estimates on cars you like.

Compare and make notes on vehicles that interest you.

Learn which loans might work best for you.

Apply for a loan anytime, anywhere using your smartphone

RESEARCH-COMPARE-APPLY

 


 

Click on EZ Card info to make a payment     

                  

                                    


                                                                                                   

             

 


 

                                   

FUNDS AVAILABILITY POLICY

   

 


 

Disclosure for Military Lending Act

Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card amount).

 

                                     

 

   

 

IMPORTANT NOTICE

 

According to a Facebook post by Wagler’s Camp Perry gas station in Clarks Mills, someone used a card skimming device on their gas pumps. 

 

Leading up to that post, several of our members had informed us of rather large, fraudulent debit card charges at Wal Mart in Erie on Friday May 19. Their cards were blocked and re-issued immediately. On Monday May 22, we received fraud alerts on dozens of debit cards indicating similar suspicious activity. Upon reviewing the activity on those cards on Monday, we contacted the Pennsylvania State Police and Wagler’s gas station to notify them that we suspected a skimmer was installed at their location. We are cooperating with the State Police in their investigation. Although the credit union has already suffered losses of more than $6,500 due to this fraud, all of our members have been reimbursed. We have manually managed all the accounts to prevent any overdrafts or other financial problems that can be caused by these events.

 

If you believe you have used your debit or credit card at Wagler’s Camp Perry in the last six months, please contact the credit union immediately at 724-588-6119. Since the timeframe is unknown and it hasn’t been determined whether the skimmer was inside or outside of the store, we recommend calling us if you’ve used your card there at all. We will review your card activity and, if necessary, block and re-issue your card.  Please don’t attempt to watch your account yourself. Any fraudulent charges on your debit card are losses to the credit union! As a small institution, these losses are very difficult to absorb. 

For lost or stolen cards after normal business hours please call:

MasterCard: 1-800-523-4175
Visa: 1-800-991-4961

 APPLY FOR A LOAN OR CREDIT CARD ONLINE!          

                            Click the graphic below

                          

 

 

         

                                             

  


           

 

           REPORTING LOST CARDS                            

If your Bessemer System FCU MasterCard debit   card is lost or stolen please call 724-588-6119 during business hours. After normal business hours please call 1-800-523-4175

If your Bessemer System FCU Visa Credit card is lost or stolen please call 724-588-6119 during normal business hours.                                 After business hours please call 1-800-991-4961

 


                IF YOU ARE TRAVELING

If you are traveling, please contact the Credit Union so we can ensure that your transactions will not be interrupted while using your BESSFCU VISA credit card or your MasterCard Debit card. Your cards are monitored constantly, 24/7, to guarantee you are in possession of and using the debit or credit card. By letting us know when you travel, the Credit Union will add a travel memo to your card to provide as much security as possible.

Please contact us if you have any questions


 

                      Dormant Account Information

A member's account shall be considered dormant if no activity has taken place on the account for one year. 

Members are reminded to keep their account active by making a deposit, withdrawal, or transfer to their account. If they do not activate their account, they may incur a monthly dormant account fee.  For any account that is dormant after three years, the balance in the account will automatically be escheated to the State of Pennsylvania Treasury.

Fees on all accounts shall be assessed at $2 per month after 12 months of inactivity. The fee shall continue monthly until the balance in the account is zero and the account is closed, or the account has been reactivated. If after three years there is still a balance, the monies remaining will be escheated to the state.

The credit union will make the necessary attempts to contact members with dormant accounts before any funds are escheated to the state. This makes it essential that addresses and phone numbers on all accounts are current and up to date.

Please contact us if you have any questions.

 


  

 

Click here to find useful information on navigating through our newly upgraded online banking system.

 

 

                     

 

                                             

          

 

 

                               

                           

      

 

 

    

 

 

 

 

 

 

 

 

 

According to a Facebook post by Wagler’s Camp Perry gas station in Clarks Mills, someone used a card skimming device on their gas pumps. 

 

Leading up to that post, several of our members had informed us of rather large, fraudulent debit card charges at Wal Mart in Erie on Friday May 19. Their cards were blocked and re-issued immediately. On Monday May 22, we received fraud alerts on dozens of debit cards indicating similar suspicious activity. After reviewing the activity on those cards on Monday, we contacted the Pennsylvania State Police and Wagler’s gas station to notify them that we suspected a skimmer was installed at their location. We are cooperating with the State Police in their investigation. Although the credit union has already suffered losses of more than $6,500 due to this fraud, all of our members have been reimbursed. We have manually managed their accounts to prevent any overdrafts or other financial problems that can be caused by these events.

 

If you believe you have used your debit or credit card at Wagler’s Camp Perry in the last six months, please contact the credit union immediately at 724-588-6119. Since the timeframe is unknown and it hasn’t been determined whether the skimmer was inside or outside of the store, we recommend calling us if you’ve used your card there at all. We will review your card activity and, if necessary, block and re-issue your card. 

Please don’t attempt to watch your account yourself. Any fraudulent charges on your debit card are losses to the credit union! As a small institution, these losses are very difficult to absorb. For lost or stolen cards after normal business hours please call:

MasterCard: 1-800-523-4175
Visa: 1-800-991-4961
 

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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