Rates














Loans | Savings | Certificates

January 1, 2009

 

Loans Rate APR* Term  
 AFTER CHRISTMAS LOAN SPECIAL - 12 mos max. 6.9  6.9   12 Calculator 
         

Home Equity Loans ($7,500 to $150,000 - 5 years max)

 5.50   5.50 60 Calculator
Home Equity Loans ($15,000 to $150,000 - 12 years max) 6.00 6.00 144 Calculator
Home Equity Loans ($15,000 to $150,000 - 15 years max) 6.50 6.50 179 Calculator
         
100% Share Secured Loans (60 months or less) 5.00 5.00 60  Calculator
         
Car, Truck, and Van Loans (New 2009 Vehicles to 60 months) 4.95 4.95 60  Calculator
Car, Truck, and Van Loans (New 2009 Vehicles to 72 months) 5.25 5.25 72 Calculator
Car, Truck, and Van Loans (New 2008 Vehicles to 72 months) 5.50 5.50 72 Calculator
Car, Truck, and Van Loans (Used 2008 Vehicles to 60 months) 5.90 5.90 60 Calculator
Car, Truck, and Van Loans (Used 2007 Vehicles to 60 months) 5.90 5.90 60 Calculator
Car, Truck, and Van Loans (Used 2006 Vehicles to 60 months) 5.90 5.90 60 Calculator
Car, Truck, and Van Loans (Used 2005 Vehicles to 60 months) 5.90 5.90  60  Calculator
Car, Truck, and Van Loans (Used 2004 Vehicles to 48 months) 6.25 6.25  48 Calculator
Car, Truck, and Van Loans (Used 2003 Vehicles to 48 months) 6.25 6.25 48 Calculator
Car, Truck, and Van Loans (Used 2002 Vehicles to 36 months) 6.25

6.25

36 Calculator
         
Personal Loans to $7,500 (60 months or less) 9.50 9.50 36 Calculator
         
Recreational Vehicles (60 months or less) 6.25  6.25  60 Calculator
Recreational Vehicles (61 to 84 months) 7.25  7.25  84

Calculator

Recreational Vehicles (85 to 120 months)

8.25  8.25  120

Calculator

         
 VISA CREDIT CARDS 11.9 11.9    

*APR = Annual Percentage Rate

Member-Pay Credit Life Insurance is available on most loans.

Optional Low Cost, Temporary Disability Insurance is available on loans to qualifying members. This insurance makes your payments (up to $850 per month) if you are disabled or sick over 30 days.

GAP Plus (Guaranteed Asset Protection) Insurance - an optional member-pay insurance that helps pay the difference between your insurance settlement and outstanding loan balance (the "gap").  It also includes up to a $1,000 down-payment credit towards a replacement vehicle when the replacement vehicle is financed through us. 

Go To Loan Application | Go To Calculators | Back to Top
 

January 1, 2009

 

Savings Minimum Balance Dividend Rate APY* Term
Regular Savings $50.00 .75 .75 n/a
Special Savings 5.00 .75 .75 n/a
Christmas Clubs - $5,000 maximum 5.00   3.00 3.03 n/a
Money Markets  $1,000.00 1.72 1.75 n/a
Vacation Clubs - $5,000 maximum 5.00 2.35 2.37 n/a
IRA Accumulation Accounts 25.00 1.50 1.51 n/a

 

*APY = Annual Percentage Yield
Back to Top
 

January 1, 2009

 

Share Certificates (same as a bank CD)   Minimum Deposit Dividend Rate APY* Term
Share Certificates - 13 months $2,500.00   2.75 13
   IRA Share Certificates - 13 months $500.00   2.75 13
Share Certificates - 24 months $2,500.00   3.00 24
   IRA Share Certificates - 24 months $500.00   3.00 24
Share Certificates - 36 months $2,500.00   3.25 36
   IRA Share Certificates - 36 months $500.00   3.25 36

 

*APY = Annual Percentage Yield
Back to Top
 
 

[ Home | Internet Banking | Rates | Products & Services | Online Services | Check Reordering | Fee Schedule | Links | Calculators | FAQ | About Us | Newsletters | Contact Us | Notices ]

Privacy Policy

Design & Hosting by Harland Financial Solutions, Inc.
Browser Requirements
Copyright © Harland Financial Solutions, Inc. All Rights Reserved.