Account Rates
Savings Rates
| Account Type | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| Regular Savings - Last Dividend Declaration (09-30-22) | $50.00 | 0.15% | 0.15% |
| Special Savings | $5.00 | 0.15% | 0.15% |
| Christmas Clubs - $5,000 Maximum (10-01-22 thru 9-30-23) | $5.00 | 0.50% | 0.50% |
| Vacation Clubs - $5,000.00 Maximum (04-01-22 thru 03-31-23) | $5.00 | 0.50% | 0.50% |
Investment Rates
Share Certificates
| Account Type | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| Share Certificates (13 months) | $2,500.00 | 4.25% | 4.318% |
| Share Certificates (24 months) | $2,500.00 | 4.25% | 4.318% |
| Share Certificates (36 months) | $2,500.00 | 4.25% | 4.318% |
Individual Retirement Accounts (IRA)
| Account Type | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| IRA Share Certificates (13 months) | $500.00 | 4.25% | 4.318% |
| IRA Share Certificates (24 months) | $500.00 | 4.25% | 4.318% |
| IRA Share Certificates (36 months) | $500.00 | 4.25% | 4.318% |
Special Accounts
| Account Type | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| Money Markets | $1,000.00 | 2.75% | 2.75% |
| IRA Accumulation Accounts | $25.00 | 0.15% | 0.15% |