Visa® Credit Cards

If you need a convenient credit card, we’ve got you covered. You’ll save money with a low fixed 9.9% APR.* Your payments are affordable, and you’ll save money on interest. Plus, we have no hidden fees. Compare this to expensive bank cards with APRs as high as 25% with annual fees, balance transfer fees, and exorbitant late fees! A higher APR means more costly monthly payments. And it will take longer to pay off your balances!

Easy And Secure Purchases Without The Need To Carry Cash

Features include no annual fee, a 25-day grace period, and a low 9.9% Annual Percentage Rate. Cash Advances are also at a low 9.9% APR with no fees. The latest technology (including EMV chips) protects your data. And we’ve partnered with the best in the business to keep your transactions safe. Visa’s zero fraud liability also covers your transactions for added purchase protection.

All The Features You Need:

  • Fixed 9.90% APR*

  • No annual fee

  • No balance transfer fees

  • Online Account Access: view your balance, credit limit, minimum payment amount and due date from within our home banking/mobile banking. Even set up recurring payments or make a one-time payment from your accounts with us!

Apply For A Credit Card Today!

VISA Credit Rates

Loan Type APR* Details
Visa Credit Cards 9.90%

5.90% APR* on all purchases within the first 6 months of opening the account until paid in full. Zero balance transfer fees 9.90% APR* thereafter.

Payment & Accessing Your VISA Card

 

Call to activate card:  1(800) 543-5073

Customer service:  1(800) 322-8472

Lost/Stolen After Hours: 1(866) 604-0381

Disputes: 1(800) 322-8472

Compare and save.

The higher your APR, the higher your monthly payments will be. So, it makes sense to move those high-rate balances to a better card. You can potentially save thousands of dollars — money you can use for something else for you and your family. 

Consider this example:

Your Current Credit Card Bessemer System VISA Card
Balance: $7,500 Balance Transferred: $7,500
Goal to Payoff: apx. 30 months Goal to Payoff: apx. 30 months
Current Rate: 18% APR Our Rate: 9.9% APR*
Monthly Payment: $312 Monthly Payment: $283
Total Interest Paid: $1,871 Total Interest Paid: $998
Interest You’ll Save: $873*