Fees


Credit Union Membership: $50


Share Account Fees

Service Fee
ATM Card or Debit Card Overdraft (covered by transfer from share account)  $5.00 per item 
ACH Overdraft (covered by transfer from share account)  $5.00 per item
NSF ACH (ACH must be returned)  $30.00 per item 
NSF ATM or Debit Card Transaction (if you are opted-in for protection)  $30.00 per item 

Checking Account Fees

Service Fee
ATM Card or Debit Card Overdraft (covered by transfer from share account)  $5.00 per item 
ACH Overdraft (covered by transfer from share account)  $5.00 per item
NSF ACH (ACH must be returned)  $30.00 per item 
NSF ATM or Debit Card Transaction (if you are opted in for protection)  $30.00 per item 

Other Account Fees

Service Fee
ATM Card or Debit Card Monthly Fee  $1.50 per account
Monthly Low Balance Fee (shares < $50.00)  $5.00 
Monthly Dormant Account Fee (account inactive for 12 months or more) $2.00
Account Closing Fee (for accounts closed within 90 days)  $25.00
Christmas Club and Vacation Club Account Fees (early withdrawal) $25.00 per withdrawal
Monthly Bill Pay Fee  $3.00

Misc. Service Fees

Service Fee
Account Reconciliation  $25.00 per hour
Account Research $25.00 per hour
Statement Copy per page < one year old $1.00 per copy
Statement Copy per page > one year old $5.00 per copy
Deposited Item Return $10.00 per item
Wire Transfer - within USA (incoming or outgoing) $10.00 per transfer 
Certified Checks, Cashier's Checks, Bank Checks  $2.00 per item
Money Order  $0.75 per item 
Money Orders: Stop Payments $20.00 per item
Money Orders: Copy  $5.00 per copy
Western Union - within USA $30.00 per item
Address Change Fee (when you fail to notify us) $2.00 per month
Home Equity Fees (new or refinanced loans) as low as $200.00
Visa Late Fee $25.00
Coin Machine Fee to Members (per transaction) 2.00%
Coin Machine Fee to Non-Members (per transaction) 5.00%