Disclosures
Privacy Policy
| FACTS | WHAT DOES BESSEMER SYSTEM FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our member, we continue to share your information as described in this notice. |
| How? | All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Bessemer System Federal Credit Union chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Bessemer System FCU Share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes — to offer our products and services to you |
Yes | Yes |
| For joint marketing with other financial companies | Yes | Yes |
| For our affiliates' everyday business purposes — information about your transactions and experiences |
No | We don't share |
| For affiliates to market to you | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
| To limit our sharing | Please note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer a member, we continue to share your information as described in this notice. However, you can contact us any time to limit our sharing. | |
| Questions? | Call (724) 588-6119 | |
| Who we are | |
|---|---|
| Who is providing this notice? | Bessemer System Federal Credit Union |
| What we do | |
|---|---|
| How does Bessemer System FCU protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Bessemer System FCU collect my personal information? | We collect your personal information, for example, when you
|
| Why can't I limit all sharing? | Federal law gives you the right to limit only
State law and individual companies may give you additional rights to limit sharing. |
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account - unless you tell us otherwise. |
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you such as Cuna Mutual Group. |
Patriot Act Notice
To our account holders and potential account holders:
In accordance with Section 326 of the USA Patriot Act of 2001, which requires Bessemer System Federal Credit Union to help the government fight the funding of terrorism and money laundering activities, Bessemer System Federal Credit Union is required to obtain basic identifying information from you and verify that information when you open a new account. This means the Bessemer System FCU staff will ask you for some basic information such as your name, address, date of birth, and other information designed to help us identify you. Bessemer System FCU staff will also ask to see documents identifying you such as a social security card, driver’s license, passport, and/or some other government-issued document. In some cases, identification will be requested for those individuals conducting business with Bessemer System FCU prior to the effective date of the member identification requirements. This is because original documentation was not obtained with the opening of the account or Bessemer System FCU is unable to form a reasonable belief that it knows the true identity of the existing account holder.
In all cases, protection of our member’s identity and confidentiality is the Credit Union’s pledge to you. Bessemer System FCU appreciates your patience and understanding as we all do our part in complying with the new account identification procedures required by the federal USA Patriot Act of 2001.
Respectfully,
Bessemer System Federal Credit Union
Accessibility Statement
Bessemer System Federal Credit Union is committed to providing a website that is accessible to the widest possible audience, regardless of technology or ability. We are actively working to increase the accessibility and usability of our website and in doing so adhere to many of the available standards and guidelines.
Bessemer System Federal Credit Union does not discriminate on the basis of religion, age, race, color, national origin, gender, marital or parental status, or disability. In order to further our commitment to nondiscrimination, we are working to ensure our site conforms to level Double-A World Wide Web Consortium (W3C) Web Content Accessibility Guidelines (WCAG) 2.0. Such guidelines detail best practices for ensuring assistive technology users can access the site. The guidelines also make the site more user friendly for all people.
Should anyone find information or functionality which is inaccessible, please contact us at (724) 588-6119. We will make every reasonable effort to accommodate.