About Us


Why Choose Bessemer System FCU?

If you’re looking for a better way to bank, look no further. We’re ready to serve you, your family, and friends.      

We’ve been serving you since 1943.

More than 75 years ago, Bessemer System Federal Credit Union was founded by employees of the Bessemer and Lake Erie Railroad in Greenville, Pa. In 2005, we expanded to become a community credit union. Now we can serve anyone who lives, works, worships, attends school or owns a business in Mercer County. 

Chances are, you can join.

While we’ve grown in scope and size as well the breadth of products we offer, we pride ourselves on providing a personal level of service uncommon today. As a not for profit financial institution owned by our members, earnings go back to you in the form of lower fees, better rates, and service that puts you first.

Need more reasons to join? 

Our full line of financial services can help you no matter what stage of life you’re in. Maybe you’re looking for a car, remodeling your home or starting a family; perhaps you’re changing jobs or looking to retire. Whatever your needs, we’re here to support you and your life goals.

  • Save with free Checking; it makes managing your money a breeze! 

  • Stay connected with your accounts 24/7 with Home Banking.

  • Take advantage of low-cost financing for any need — a new auto, debt consolidation or home projects.

  • Make all your dreams come true with savings and loan products designed just for you.

Once a member, always a member…

Experience the credit union difference and open your account today. Just maintain $50 in your savings account to qualify for all the benefits of membership. You’ll love the savings, convenience, and being treated as the unique individual you are!

If you’re already a member of Bessemer System FCU, you can extend membership to your children, siblings, grandparents, grandchildren, or other family and household members. They are all eligible for the benefits of credit union membership.

Learn more at www.bessfcu.com or call 724-588-6119.


Bessemer System vs. a Bank

We are a full-service financial institution, like a bank; however, there are core differences. As a not-for-profit financial institution, you’re not a customer; you’re an owner. And as our member-owner, you are the sole focus of our business. It is this unique approach to service that sets us apart from other financial institutions.   

How we are unique from a bank:

Bessemer System FCU Bank

Not-for-profit financial cooperative For-profit corporation

Owned by members Owned by shareholders

Works for members’ best interest Works to make a profit for shareholders

Volunteer board of directors Paid board of directors

Lower fees Higher fees

Lower rates charged on loans Higher rates charged on loans


TO JOIN

Stop by our office and complete your membership application.

There are no fees for membership. The initial minimum deposit is $50 in a savings account. This deposit establishes ownership in the credit union and makes one eligible for all the other benefits and services available. Don't forget your immediate family is eligible to join as well.

Once you have joined, simply maintain $50 in your regular savings account to keep your membership active. This will enable you to take advantage of all the benefits for which you qualify.

As a member of our credit union, you are an owner and will help support us by taking advantage of all the services we have to offer.

Once a member, you’re always a member. Your membership never ends, even if you move or leave your place of employment.